Is Your Merchant Account at Risk?
Processors monitor risk signals long before they shut down an account. Most merchants never see the warning signs until it's too late. If any of these apply to your business, your account may already be under review.
- Chargebacks creeping above 1%
- Refunds increasing month-to-month
- Processing volume suddenly increasing
- Transactions not matching business category
- Processor requesting documentation
Find Out in 60 Seconds
Use our free risk calculator to see where your business stands before your processor makes the decision for you.
Start My Free Risk AuditWhy businesses switch to Swipe Saver Pro
You work hard for every sale. We make sure you keep as much of it as possible by eliminating hidden markups and mystery fees.
Know exactly what you’re paying
We unpack your statements line-by-line and show you the true effective rate you’re paying today, then compare it to a clear Swipe Saver Pro quote.
We handle the heavy lifting
Terminals, gateways, POS, and paperwork are handled for you. You keep taking payments while we quietly move you to better pricing.
Real-time reporting & insight
See your fees, rates, and savings in plain English. No jargon, no surprises, just the data you need to make decisions.
Built for the way you do business
Whether you’re in-person, online, or both, Swipe Saver Pro can support your payment flow without disrupting how you serve customers.
Restaurants & bars
Tip-friendly, table-side, and quick-serve setups with lower effective rates and smooth staff workflows.
Retail stores
Countertop terminals, full POS systems, and inventory-friendly solutions with honest pricing.
Service businesses
Invoices, recurring billing, payment links, and mobile payments built around how you work.
Ecommerce & online
Gateways, shopping carts, and subscription billing tuned for lower costs as you scale.
Use our free calculators to estimate your processing costs:
Restaurant Calculator | Retail Calculator | Salon Calculator | Auto Repair Calculator | General CalculatorHow it works
We keep the process simple so you can focus on running your business while we optimize your processing in the background.
Share your details
Answer 7 quick questions about your current processing setup and get an instant risk score. No statement required.
Get your savings report
We calculate your true effective rate and show your projected monthly and annual savings with Swipe Saver Pro.
Switch without stress
If you like the numbers, we handle the transition, setup, and support so you don’t miss a single sale.
What We Find in Most Merchant Statements
Our free audit uncovers the hidden costs that processors hope you never notice.
Inflated Markup Rates
Most processors pad interchange with excessive markups that add up to hundreds per month.
Junk & Hidden Fees
Statement fees, batch fees, PCI fees, and other line items that serve no real purpose.
Blended Rate Traps
Flat-rate pricing that looks simple but costs significantly more than interchange-plus.
Contract Lock-ins
Early termination fees and auto-renewal clauses designed to keep you stuck.
Clear pricing. Real savings.
No teaser rates or hidden surcharges. We use simple, transparent pricing designed to keep more revenue in your business.
Interchange-plus, the right way
You pay true interchange set by the card brands, plus a clearly defined markup. No blended rates, no padded “miscellaneous” fees.
- Transparent, itemized statements
- No long-term contracts
- No early termination penalty surprise
Sample savings scenarios
Realistic examples based on typical merchant profiles:
Restaurant · $50,000/month
Projected savings: $600–$900 per month
Retail · $35,000/month
Projected savings: $350–$500 per month
Ecommerce · $75,000/month
Projected savings: $800–$1,200 per month
Your exact numbers will depend on your statement. That’s why the free audit is the best place to start.
What business owners are saying
“We saved over $700 a month on processing and the transition didn’t disrupt a single shift.”
“For the first time, I actually understand my fees. Everything is clear, and the savings are real.”
“My processor sent a review notice and I had no idea what it meant. Swipe Saver Pro walked me through it and helped me respond correctly. No shutdown.”
“Switched from Stripe after my audit showed I was at risk. The whole process took less than a week and my rates dropped immediately.”
Get Your Free Savings Report in 60 Seconds
Upload your most recent merchant statement and we'll show you exactly where you're overpaying.
Upload Your Statement NowFrequently asked questions
Straightforward answers to the things merchants ask us most often.
Do I have to change my bank?
No. In most cases you keep your same business bank account — we simply change where your card deposits are routed from the processor.
Is there any downtime when I switch?
We schedule your go-live and test terminals and gateways so you don’t miss a sale. Most merchants experience no noticeable downtime.
Do you work with my existing POS?
In many cases, yes. If not, we’ll recommend compatible options that keep your workflow simple and your effective rate low.
What does the savings audit cost?
The savings audit is free. You’ll get a clear breakdown of your current fees and projected savings before you decide anything.
Are there long-term contracts?
We avoid trapping merchants in long-term, one-sided contracts. If a term is required, we make it clear and reasonable.
Can you integrate with ecommerce?
Yes. We support popular carts and gateways and can recommend setups that reduce your total processing cost online.